Lots of artists sell art from home. It's a business model that can work well for many artists. BUT you do need to be aware of the legal and other implications of selling from home.
Artsy published an article on 4th January about How to Start a Gallery in Your Apartment. This article by Casey Lesser
Unfortunately the article tends to focus only on the social and artistic considerations and wholly omits to mention critical factors which should ALWAYS be taken into consideration before you open a gallery in your spare bedroom - or your living room and a bedroom as Leo Castelli did.
Hence this blog post. I would urge all those thinking of widening their options for selling art in 2017 to read on before they potentially create a lot of problems for themselves.
It's not that you can't do it - but rather than it's rather more complicated than this "how to" article suggests it might be.
So here are the factors it omits to mention - but if YOU ignore them you could find yourself landed with some very expensive repercussions!
My page on Selling Art from Home provides you with a whole page of things you need to think about and resolve before you sell art from home
There is no mention in the Artsy article of:
Do please read this page before being seduced into thinking it's really quite simple and straightforward from a legal and financial perspective to open a gallery at home.
The short answer is "Yes" - insurance is needed for an art class because the public are involved.
ARTIST RUN WORKSHOPS AND ART CLASSES
The reason is because if you are running a commercial activity involving the public you owe them a duty of care as a third party. In other words if somebody has an accident or does something really stupid/hazardous while in your class and/or using equipment or materials under your instruction and/or on your premises then the person they are going to sue for damages - under public liability - is YOU!
Public liability insurance protects an artist from legal claims if someone is injured as a result of their professional activities.
The next question is WHO needs to have the insurance.
In general, if you are teaching in an educational establishment - like an art school or a gallery providing workshops - then the venue will have (or SHOULD have!) an insurance policy which covers all its legal public liabilities including third party cover.
Consequently if you are employed by the school you probably have nothing to worry about so long as you
However if you work on a contracted basis for a fee you might want to check whether you are covered by their insurance or not
If you run your own classes then you very definitely need cover. You should also check personally on the third party public liability cover and status of any venues you use. Particularly if there are any hazards or risks associated with any materials or equipment being used.
To find out about the many and varied reasons artists need insurance take a look at
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Katherine Tyrrell writes about art, artists and the art business and has followers all over the world. She also delivers workshops for art organisations and reviews websites and career strategies for artists.
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