Art Business Info: NEWS
about art for artists
I've developed a dedicated page which is a Compendium of the companies providing Insurance Policies for artists and art collections in North America - the USA & Canada
You can find this at Insurance for Art and Artists in the USA & Canada.
It provides links to information about INSURANCE POLICIES for USA & Canada for:
PLUS: On the page I also include and recommend you READ BUSINESS INSURANCE Guidebook For Artists BY CERF+ (A Studio Protector Publication). This is an EXCELLENT GUIDE to what you need to know about business insurance for artists. Just click the link and download the PDF file to keep and read at your leisure.
My reason for creating this page is that I have known individual artists in the USA who have been hit by really terrible events - such as fire and tornado and flooding.
For example, eight years ago, back in early September 2011, very bad wildfires in Bastrop, Texas meant Carol Marine (Carol Marine's Painting A Day) and her husband David and son had to vacate their house very fast in the early afternoon. Her house and studio were subsequently burned to the ground. See
When we stood in the front street, we could see huge clouds of billowing smoke. There wasn’t even enough time for them to take more than their computers. I backed my car through their front yard and up to Carol’s studio, but we didn’t take anything more than a few small paintings of Carol’s. They lost all her art that filled their house.
Carol commented at the time
The good news is, we have fire insurance. I'm trying to think of more good news, but that's all I got.
I know that having proper insurance for your art business makes such a difference when trying to start again
I am not associated with any of the companies in the listing and get no benefit from it. It's very much a "public information" page (as much of this website is) and was one purely derived from:
I'll periodically review this - normally to check that all the links are still live!
However, I'd be more than happy to hear from you about your recommendations
if you have a recommendation based on a company you have used which:
I'm not particularly interested in hearing from companies recommending themselves unless they have a demonstrable and serious commitment to providing insurance for artists.
DISCLAIMER: One has to start somewhere when inviting insurance quotes - HOWEVER
Paying for health care and business insurance, saving for retirement and recovering from disasters can be tough to handle for artists without traditional jobs
Smart Art: Why More Artists Need to Study Business is an article and a 20 minute podcast (RECOMMENDED). This post provides a quick briefing on what it's about.
They both focus on why artists need to be more than just talented artists in order to succeed and survive in the art world and what they need to know and do.
All quotations are from the article unless otherwise stated.
Traditionally, the artist was seen as this type of person who was aloof or being unaware of the real world. It gave them some X-factor. But not anymore, because there are more than 2 million artists in the U.S., and they have to survive somehow. According to data, we know that only 40% of them will remain as working artists within five years, and only 10% of them will persist in the long run.
The participants are:
CERF+ is committed to helping artists build resilient careers through sustainable business practices that can contribute to the likelihood of rebounding from setbacks, whether due to minor mishaps or major emergencies.
Key points include:
Artists need to know:
My response to the first comment on this article from Luis G. Renart, Emeritus Professor of Marketing, IESE Business School, University of Navarra, Barcelona, Spain is my 2013 post Picasso the businessman - branding and the value of art a.k.a. this man doesn't understand what an astute business man Picasso was!
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I've just been updating my Insurance for Art and Artists page for the 1,000 year flood in Houston.
Those who already know it, will know that I do case study features to show what happens when the "these things always happen to somebody else - not me" event actually happens! The case studies feature
The situation in Houston
What's really interesting is that most of art museums seem to have learned the lesson from Superstorm Sandy - which saw art galleries in the Chelsea area of New York flooded and lots of stock lost and the galleries closed for a significant time while plaster and floors were ripped out and the interior was reinstated.
The art groups seem to have thought through what to do. Or have moved very fast since. There's now an Emergency Resources for Artists in Houston Google Spreadsheet that can be found here
Not so the artists. I've seen a number on social media who have lost their studios - and never ever anticipated they would be affected by flooding. Sadly I gather some/many are also not insured for flooding.
Has your art group thought about to respond to an emergency?
The time to think about how best to respond to an emergency is BEFORE it happens. It's called "risk management".
Will your studio survive a major flood?
Have you thought what you would do if your studio was destroyed along with your equipment, materials and stock of artwork?
Do you insure your art business for unexpected and catastrophic events?
Have you even thought about you might need to insure for? (You may be surprised).
I RECOMMEND you have
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Katherine Tyrrell writes about art, artists and the art business and has followers all over the world. She also delivers workshops for art organisations and reviews websites and career strategies for artists.
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ArtPromotivate - Tips
Artsy Shark (Carolyn Edlund)
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Fine Art Views (Clint Watson)
Laura C George
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Right Brain Rock Star - no longer publishing
Savvy Painter Podcasts
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The Art Law Blog
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1) Content and the law change all the time. It's impossible to keep up with.if you're not working on the topic full time.
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